Though valuing coins has developed into a field requiring qualified people, one of the important aspects of a coin's value is its grading. Though there are other programs various assessors use to evaluate coin grades, the process created by Dr. William Shelby is one of the most often used in North America. The coin grades program is based on a ranking of 0 to 70, with 70 being totally ultimate mint shape and a 0 meaning it might be recognizable as being a coin a long time ago.

While determining an correct grade requires knowledge as well as technical know-how but for general purposes, somebody can get a realistic idea of the coin grades in their stock with a magnifying glass and a bit know-how of the coin grades mean. It is rare that a coin will rate a grade of Mint State (MS) 70 though it might be uncirculated, will have ever so small stains from being wrapped in a roll and sent to banks where it is sent to the grocery store.

The likelihood of finding a coin graded MS 67 or 68 in a roll of coins from the bank or store is about 100,000 to one. Almost Uncirculated (AU) coin grades are grouped as AU 50 to 60 and though they will seem faultless on the facade, looking carefully at the uppermost points on the coin there will be little visible signs of wear.

Extremely Fine (EF) will show only small wear on the uppermost points of the coin and Very Fine (VF) will have small wear on the top points but all traits are fine and evident, but might be some degradation on fine features such as hair or feathers on a little coins. Worst of the best coin grades is fine (F) which still presents the fine highlights but a lot of the particulars are gone and are frequently graded as F-12.

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